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Visa: Challenging the Norm

A shop open sign with Visa logo

Visa in History

When Bank of America launched the first consumer credit card (BankAmericard), the seeds were sown for Visa. In 1958 this was the first card accepted by large numbers of merchants and ignited a cashless revolution that would change consumer behaviour forever. In the late 60s, several other banks joined together to compete and launched the MasterCharge card.

As the banks battled for market domination, a new entity was formed (National Americard Inc – renamed Visa International in 1976) with Dee Hock at the helm. Among many other changes made under his leadership the original system of the merchant calling up to check the consumer’s credit balance was replaced. In 1973 the system became the first electronic authorisation system. Fast-forward to the twenty-first century and 2008 saw Visa become the largest initial public offering in history. Nevertheless, like all big corporates, Visa knows that to keep ahead the answer lies in one word: innovation.

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Metro Bank: Challenging the Norm

A group of smiling people enjoying a company visit at Metro Bank Company Visit to Metro Bank with Insider London

Recent years have seen satisfaction fall below 60% with the UK’s big four banks (Barclays, HSBC, Lloyds & RBS). This is one of several reasons often proffered for the rise of the challenger bank. KPMG reports that this is a worldwide movement though particularly concentrated in the UK because of its lack of saturation with big banks compared to other markets and its early adoption of digital banking.

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Web Design Workshop with Archibald Butler

Archibald Butler

Last week, IT A-level students from Bilborough College in Nottingham journeyed to London for a web development workshop with Archibald Butler – a talented and passionate web designer who has worked with Burger King, Asos, the Guardian, Deliveroo and many more well-known names. Archibald has more than ten years of experience in animation and is highly skilled in a variety of different coding languages.

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Spotlight on Entocycle - Future of Biotech

Stephanie Rogers looking at some grubs Stephanie Rogers at the Entocycle Lab

In the face of the rising global demand for food and many sources linking deforestation of the Amazon to the cultivation of soy, we look at the future of nutrition. According to some, science is our best pathway to confront these challenges and the biotechnology industry is booming.

This week, we caught up with one of our new partners – a leading light in sustainable biotechnology. Find out how Entocycle’s innovative business model can help solve some of the world’s most critical issues in our interview below with scientist, Stephanie Rogers.

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