Driving Economic Growth: The Bank of Japan and the Japan Exchange Group


Japan, a nation renowned for its technological innovation, advanced infrastructure, and vibrant culture, has been a key player in the global economy. Central to its economic prowess are institutions like the Bank of Japan and the Japan Exchange Group. We delve into the pivotal roles played by these institutions in shaping Japan’s economic landscape, and how our bespoke Tokyo Programme offers an immersive experience in this dynamic environment.

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Revolut: A Disruptive Force in the UK Banking Sector


In the ever-evolving landscape of modern finance, traditional banks are facing a formidable challenge from a new breed of financial institutions known as “challenger banks.” Among these trailblazers, Revolut has emerged as a standout player, disrupting the banking sector and redefining how people manage their finances. The partnership between Insider London and Revolut opens doors for individuals eager to explore the fintech frontier and be part of the financial revolution. In this blog post, we’ll embark on a journey to explore Revolut’s history, its unique position in the banking industry, and why it has garnered a dedicated following.

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Visa: Challenging the Norm

A shop open sign with Visa logo

Visa in History

When Bank of America launched the first consumer credit card (BankAmericard), the seeds were sown for Visa. In 1958 this was the first card accepted by large numbers of merchants and ignited a cashless revolution that would change consumer behaviour forever. In the late 60s, several other banks joined together to compete and launched the MasterCharge card.

As the banks battled for market domination, a new entity was formed (National Americard Inc – renamed Visa International in 1976) with Dee Hock at the helm. Among many other changes made under his leadership the original system of the merchant calling up to check the consumer’s credit balance was replaced. In 1973 the system became the first electronic authorisation system. Fast-forward to the twenty-first century and 2008 saw Visa become the largest initial public offering in history. Nevertheless, like all big corporates, Visa knows that to keep ahead the answer lies in one word: innovation.

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Metro Bank: Challenging the Norm

A group of smiling people enjoying a company visit at Metro Bank Company Visit to Metro Bank with Insider London

Recent years have seen satisfaction fall below 60% with the UK’s big four banks (Barclays, HSBC, Lloyds & RBS). This is one of several reasons often proffered for the rise of the challenger bank. KPMG reports that this is a worldwide movement though particularly concentrated in the UK because of its lack of saturation with big banks compared to other markets and its early adoption of digital banking.

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The Future is Fintech: Spotlight on Sync.

As part of our spotlight series where we look at the most innovative companies, we headed over to Level 39 to catch up with Ricky Lee. An early member of the Revolut team, Ricky Lee went on to start a fresh new FinTech: Sync. The platform is going from strength to strength having recently won the prestigious Alibaba Group Global Competition at Hong Kong Fintech Week.

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